Homeowners across Southeast Louisiana continue to explore new ways to enhance outdoor living as gathering spaces, entertainment areas, and relaxation zones. Backyards once used simply for grilling or gardening are now becoming extensions of the home, designed for parties, family nights, and immersive experiences. Modern audio systems, outdoor movie setups, and multi-zone sound features allow...
Life moves fast in South Louisiana. Families grow, responsibilities change, and financial plans shift with each new chapter. Through all of those changes, one topic consistently comes up during conversations about long-term security: life insurance. But life insurance isn’t just “one thing.” It comes in several forms, each designed for different needs, budgets, and stages...
Small businesses play a powerful role in Louisiana’s economy, but offering employee benefits can feel like a challenge meant for large corporations with deep pockets and big HR departments. Smaller teams often juggle tight budgets, fluctuating staffing levels, and the pressure to stay competitive in the job market. The good news is that meaningful benefits...
By Dan Burghardt, Owner of Dan Burghardt Insurance Agency For a quick quote, contact the quote department directly at (504) 441-RATE (7283) or complete the Online Quote Request Form and be contacted ASAP. After forty years of serving Louisiana homeowners, one thing has become clear—insurance never stops evolving. The industry has gone from paper files and rotary phones to...
Most people feel confident when they have auto, home, or boat insurance in place. The assumption is that those policies will handle any situation that comes along. Unfortunately, real life doesn’t always cooperate. One unexpected event, one major lawsuit, or one serious accident can stretch the limits of traditional coverage faster than anyone anticipates. That’s...
Life along the Louisiana coast has always meant living close to water—and living with the risks that come with it. Floods, hurricanes, and heavy winds are part of the landscape, shaping not only how homes are built but how they’re insured. Over the past few years, insurance coverage across the Gulf South has shifted dramatically....
Critical illness insurance is often one of the most misunderstood forms of coverage. It sounds straightforward—protection against major illnesses—but the details can be surprisingly complex. Understanding what’s covered, what’s not, and how the policy functions can make all the difference when a serious diagnosis turns life upside down. The Purpose Behind Critical Illness Coverage The...
Along Louisiana’s Gulf Coast, property ownership carries a special kind of pride—and a special set of risks. From Houma to Grand Isle, homes and businesses along the coast face conditions that change the insurance game entirely. Salt air, shifting water tables, and storm exposure make coastal properties some of the most challenging to insure, and...
In Louisiana, the water is more than scenery — it’s a way of life. From casting lines at dawn on Toledo Bend to steering through the brackish marshes of the Barataria Basin, boating is as much part of the state’s DNA as gumbo and good jazz. The same waterways that inspire recreation and fuel local...
At ADDvantage Insurance in Houma, we spend a lot of time helping families make smart decisions about protection. And while most people think about insurance in terms of homes, cars, or businesses, another area has been growing quickly—coverage for pets. Rising veterinary costs are a reality across the country, and families are beginning to look...
